Financial institutions face constant regulatory pressure—including AML, data protection, and payment service regulations—whilst maintaining operational efficiency. Client onboarding requires extensive due diligence, lending demands coordinated approvals, and transaction monitoring needs real-time oversight.
Legacy systems and manual processes create compliance gaps, slow operations, and frustrate clients expecting instant responses.
Success requires structured workflows that ensure compliance, maintain audit trails, and adapt quickly when regulations change—whilst delivering the seamless digital experience clients demand.
Financial institutions using Emakin automate a wide range of processes across front-office, middle-office, and back-office operations. Here are four of the most commonly implemented process areas:
Reduce onboarding time by 50-70% whilst maintaining complete audit trails.
Streamline client acceptance with structured workflows for due diligence. Conduct simplified, standard, or enhanced KYC based on risk profiles.
Collect documentation through secure portals with automated validation and screening against sanctions lists and PEP databases. Route applications through risk-based approvals with maker-checker controls.
Accelerate loan decisions by 40-60% whilst maintaining credit standards and compliance.
Manage loan applications from request to disbursement with automated routing to analysts and approval committees.
Calculate credit scores, verify collateral, and assess repayment capacity using integrated data. Track progress with automated notifications and generate documentation from approved templates.
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Strengthen controls whilst reducing manual review time.
Process transactions through structured workflows with configurable approval hierarchies based on type, amount, and risk. Automatically flag unusual patterns for enhanced scrutiny.
Maintain comprehensive logs with justification trails and enable instant export for regulatory reporting.
Free staff from repetitive work to focus on higher-value activities.
Digitise middle and back-office operations requiring cross-department coordination. Automate account opening, payment processing, reconciliation, and service requests.
Connect customers through secure portals whilst standardizing processes across branches. Integrate with core banking systems to eliminate manual data entry.
Financial institutions choose Emakin because the platform addresses the specific requirements of regulated, compliance-focused environments:
Financial institutions using Emakin have automated numerous additional processes across their operations:
Anti-Money Laundering (AML) case management
General Data Protection Regulation (GDPR) workflows
Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)
Regulatory reporting and audit preparation
Internal fraud investigation processes
Account opening and closure procedures
Client complaint handling and resolution
Service request management
Periodic client reviews and relationship assessments
Cross-selling and product recommendation workflows
Payment processing and reconciliation
Document and archive management
Employee onboarding and offboarding
Travel and expense management
Vendor and supplier management
Operational risk assessment workflows
Incident reporting and investigation
Business continuity management
Third-party risk assessment
Credit risk monitoring and reporting
Everything You Need in One Platform
Your teams are ready for better ways to work. Emakin gives you the tools to build, automate, and optimise workflows quickly — so you can focus on growth, not routine tasks.
Emakin is a low-code platform that helps businesses quickly design, automate, and manage their business processes effortlessly.
